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We discuss GEICO's military coverage options in more detail in the next section. Progressive is one car insurance company that also does well in owner satisfaction surveys and with experts. It's number three on NerdWallet. com's list of cheap car insurance companies, behind only GEICO and State Farm. However, there are quite a few options for discounts and they even provide injury coverage for your pets. Best of all, for those on the tightest of budgets, Progressive has a program called Snapshot that can save you an impressive amount of money on your car insurance up to 30 percent but only if you're willing to give up some personal privacy.

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Regardless of where you live, however, most will agree that auto insurance is expensive and it's essential that you compare auto insurance rates to ensure that you are getting what you pay for. A good auto insurance company, for instance, will offer various deductibles, competitive auto insurance rates and some type of coverage that allows for the temporary payment of medical bills in the event that you ever become involved in an auto accident. If you are injured as a result of another motorist's negligence, many auto insurance companies will pay for your medical bills and later seek reimbursement from the faulty individuals. This is a great relief to many, especially those who may not otherwise have health insurance. Auto insurance is a necessity, whether your state mandates it or not. The risk of not having it is far more expensive than the monthly premium involved.